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1.
Based on the survey data of 250 farmers from the Multan district of Southern region of Punjab, Pakistan this study aims to empirically examine the determinants of access to agricultural credit. This study used the probit model to analyze the data. The results revealed that formal education, farm size, level of farm mechanization, farm revenue and landholding size positively and significantly influenced access to agricultural credit while the age of the farmer’s, distance, and off- farm income negatively and insignificantly influenced farmer’s accessibility to agricultural credit. The findings of the current study offer a policy guideline to streamline national policy on agricultural finance. This study also recommends that ZaraiTaraqiati Bank (ZTBL) and other Commercial Banks should improve their agricultural credit schemes to fulfil the diversified needs of small farm holders.
相似文献2.
Robert Ugochukwu Onyeneke Christiana Ogonna Igberi Christian O. Uwadoka Jonathan Ogbeni Aligbe 《GeoJournal》2018,83(2):333-346
This paper explored the status of climate-smart agriculture (CSA) in southeast Nigeria using qualitative and quantitative methods in data collection. One hundred and sixty farmers were selected from the area. Also, focus group discussions were conducted. Data collected were subjected to qualitative analysis and logit regression. The study identified five broad and important practices relevant to CSA in southeast Nigeria, which include: adjusting agricultural production systems, mobility and social networks, farm financial management, diversification on and beyond the farm, and knowledge management and regulations. The determinants of CSA in southeast Nigeria include: education, income, credit, extension, livestock ownership, farming experience, land area cultivated, distance to the market and water resources, leadership position, risk orientation, gender, land ownership, household size, and mass media exposure. Government policies need to support research and development that develops and diffuses the climate-smart technologies to help farmers respond changes in climatic conditions. 相似文献
3.
Financial intermediaries [FIs] in developing and emerging economies are poorly equipped to manage natural disasters. These events create losses for FIs, eroding capital reserves and compromising their ability to lend. Portfolio-level insurance against disasters can improve FI management of these events. We model microfinance intermediaries [MFIs] exposed to severe El Ni?o in Peru that can now insure against this disaster risk. Our analyses suggest that insurance allows these lenders to manage this risk more efficiently and effectively. These risk management improvements can translate into better financial performance, expansion of banking service outreach, lower interest rates, and reduced volatility in access to credit. Based on these analyses, a large MFI in Peru with which we collaborated is now managing its disaster risk using El Ni?o insurance. 相似文献
4.
Rupsha Banerjee Josey Kamanda Cynthia Bantilan Naveen P. Singh 《Natural Hazards》2013,65(3):1443-1464
This paper examines the relationship between local institutions and adaptation to climate variability in four semi-arid villages in India. Based on a qualitative survey, it draws attention to the constraints that farming households face, the role of institutions, and the implications for their capacities to adapt. Using an institutional framework, the study examines the role of local institutions in facilitating community adaptation to perceived climate variability. It was found that at the institutional and community level farmers rely on government schemes that provide social safety nets and the private sector such as moneylenders as sources of adaptation options regarding access to credit. Serious constraints emerged, however, in terms of adaptation to what may be a more challenging future. These constraints were further explored by means of grounded theory. The lack of collective feeling and action has hindered bargaining for better market prices and the development of alternate livelihood options. The need for better financial inclusion and access to more formal systems of finance is necessary to increase the overall adaptive capacity of households. During crisis situations or climatic shocks, the absence of these systems means the sale of household assets and resources especially among small and landless groups of farmers. Overall, rural households perceive that public, civic, and private institutions play a significant role in shielding them against the adverse effects of climate variability. The perceived importance of different institutions is, however, different across different categories of farmers, women, and labourers. 相似文献
5.
Singh Naveen P. Anand Bhawna Srivastava S. K. Kumar N. R. Sharma Shirish Bal S. K. Rao K. V. Prabhakar M. 《Natural Hazards》2022,112(2):1015-1037
The paper contributes to the growing literature highlighting the significance of assessing risk and vulnerability, micro-level perceptions and adaptation decision-making in building resilience of farm communities to climate change in dryland region of India. To select a region for grassroots enquiry, spatial differential in risk to climate change was assessed in Rajasthan, using IPCC AR5 framework. Among the highly vulnerable and risky districts, Bikaner district was selected for elicitation of micro-level imperatives. Rising atmospheric temperature, inter-seasonal displacements of rainfall and recurrence of extreme events were perceived by the farmers resulting in resource degradation, production risks and erosion of households’ socio-economic dynamics. As risk preventive measures, suitable adjustment in agricultural practices, natural resource management, shift to off-farm activities and other relief measures were adopted by the farmers. Farmer’s choice of adaptation was influenced by several climatic, socio-economic and infrastructural & institutional factors in varying degree. Moreover, several financial, economic, infrastructural and informational bottlenecks to adaptations were reported during household survey and FGDs. The results suggest that capturing grassroots evidence is crucial for directing locally tailored adaptation strategies, along with the improving deficiencies in the developmental pathways for climate-resilient agriculture.
相似文献6.
Climate change adds another dimension of challenges to the growth and sustainability of Indian agriculture. The growing exposure to livelihood shocks from climate variability/change and limited resource base of the rural community to adapt has reinforced the need to mainstream climate adaptation planning into developmental landscape. However, a better understanding of micro-level perceptions is imperative for effective and informed planning at the macro-level. In this paper, the grass-root level perspectives on climate change impacts and adaptation decisions were elicited at farm level in the Moga district of Punjab and Mahbubnagar district of Telangana, India. The farmers opined that the climatic variability impacts more than the long-term climate change. They observed change in the quantum, onset and distribution of rainfall, rise in minimum as well as maximum temperature levels, decline in crop yield and ground water depletion. The key socio-economic effects of climate change included decline in farm income, farm unemployment, rural migration and increased indebtedness among farmers. In order to cope with climate variability and change thereon, farmers resorted to adaptation strategies such as use of crop varieties of suitable duration, water conservation techniques, crop insurance and participation in non-farm activities and employment guarantee schemes. Farmers’ adaptation to changing climate was constrained by several technological, socio-economic and institutional barriers. These include limited knowledge on the costs–benefits of adaptation, lack of access to and knowledge of adaptation technologies, lack of financial resources and limited information on weather. Besides, lack of access to input markets, inadequate farm labour and smaller farm size were the other constraints. Further, on the basis of the grass-root elicitation a ‘Need-Based Adaptation’ planning incorporating farmers’ perceptions on climate change impacts, constraints in the adoption of adaptation strategies and plausible adaptation options were linked with the most suitable ongoing programmatic interventions of the Government of India. The study concluded that micro-level needs and constraints for various adaptation strategies and interventions should be an integral part of the programme development, implementation and evaluation in the entire developmental paradigm. 相似文献
7.
Determinants of farmers’ choice of coping and adaptation measures to the drought hazard in northwest Balochistan,Pakistan 总被引：2，自引：0，他引：2
This study identifies the coping and adaptation behavior of the farm households and also examines the factors that influence farmers’ choice for drought-induced adaptation strategies. The study employs a multivariate probit model on 215 farm households’ survey data from northwest Balochistan, Pakistan. The findings reveal that the farmers have shown considerable fortitude in coping with the impacts of drought on their agro-based practices and employed several adaptation initiatives both at on-farm and off-farm levels. These include crop management, water management, adjustment in agricultural inputs, income diversification, economization of expenditure and consumption smoothing, migrating to other places to seek alternative sources of income, assets depletion, and borrowing. Empirically, it is depicted that landholding, annual income, livestock ownership, credit access, farmer-to-farmer extension, GOs/NGOs support increase the probability of farmers’ decision to cope and adapt better with drought hazard. This study implies for specific policy and practice-oriented solutions in order to cope with and adapt in drought situation. 相似文献
8.
Sustaining and increasing crop production and productivity has to be a major policy thrust for developing countries. Using a simulation approach different production strategies were evaluated conditioned on climate information to derive optimal strategies to help farmers reduce risk and increase productivity. By examining the existence of options in this case planting dates the study provides an analyses of the expected value and risks associated with changing decisions based on the availability of climate forecasts. The 15-March planting date produced the highest mean yield for the two cultivars examined although 1-April, 15-April and 1-May plantings had one to zero probability of crop failures compared to 15-March with crop failures in 4 out of 20 years. Results indicate losses of between 25 and 35 kg/day due to delays in planting from 15-March planting to 1-June planting for the 120- and 150-day cultivar. El niño years were associated with positive yield deviations for both cultivars and most planting dates. Farmers are known to make tactical adjustments to their management in light of information perceived relevant to the prospects of forthcoming crop. Although in its present form most current forecast products do not provide information on onset of the rainfall, however the information they do provide could play a crucial role in helping farmers reduce the risks posed by climatic variability. 相似文献
9.
Mohamed El Amine Khelfi Bénina Touaibia Enrico Guastaldi 《Arabian Journal of Geosciences》2017,10(20):441
The flood events observed during last years in the urban areas are subject of main interest for quantification of the hydro-climatic risks and climatic change to the regional scales. The establishment of a statistical relationship between the intensities of intense rains and the recurrence of these events allows us to determine the dimensions of the works according to a previously defined level of risk. They constitute today a leading tool for various users. This work concerns the study of the maximum annual rains, recorded at 49 stations in the northern Algeria. The objectives of this work are to determine the estimators who are the “intensity-duration-frequency” curves and to extract from these whole of information the b Montana climatic parameter to be regionalized for the calculating the river flow and for the dimensioning of the networks of cleansing in the event of insufficiency of data. Different durations going from 15 min to 24 h are studied. We utilised the collocated co-kriging as multivariate estimation method for interpolation in order to yield the space distribution maps of b Montana climatic parameter, with the benefit of using spatially correlated secondary variables, such as the digital elevation model and the distance from the coastline that are known at any localisation. All features led to choose the digital elevation model as covariate for interpolating b Montana values, yielding a better regionalisation of the studied climatic parameter. The geostatistical handling of b Montana values strictly related to auxiliary variables that constitute physical factors overcomes the data shortage in planning, managing and preventing the rain flood risk. 相似文献
10.
Abigail Amissah-Arthur 《GeoJournal》2005,62(1):181-189
Sustaining and increasing crop production and productivity has to be a major policy thrust for developing countries. Using a simulation approach different production strategies were evaluated conditioned on climate information to derive optimal strategies to help farmers reduce risk and increase productivity. By examining the existence of options in this case planting dates the study provides an analyses of the expected value and risks associated with changing decisions based on the availability of climate forecasts. The 15-March planting date produced the highest mean yield for the two cultivars examined although 1-April, 15-April and 1-May plantings had one to zero probability of crop failures compared to 15-March with crop failures in 4 out of 20 years. Results indicate losses of between 25 and 35 kg/day due to delays in planting from 15-March planting to 1-June planting for the 120- and 150-day cultivar. El niño years were associated with positive yield deviations for both cultivars and most planting dates. Farmers are known to make tactical adjustments to their management in light of information perceived relevant to the prospects of forthcoming crop. Although in its present form most current forecast products do not provide information on onset of the rainfall, however the information they do provide could play a crucial role in helping farmers reduce the risks posed by climatic variability. 相似文献
11.
An Environmental Risk Assessment/Management Framework for Climate Change Impact Assessments 总被引：10，自引：0，他引：10
This paper presents an environmental risk assessment/risk management framework to assess the impacts of climate change on individual exposure units identified as potentially vulnerable to climate change. This framework is designed specifically to manage the systematic uncertainties that accompany the propagation of climate change scenarios through a sequence of biophysical and socio-economic climate impacts. Risk analysis methods consistent with the IPCC Technical Guidelines for Assessing Climate Change Impacts and Adaptations are set within a larger framework that involves stakeholders in the identification, assessment and implementation of adaptation measures. Extensive consultation between parties occurs in a flexible structure that embeds scientific methods of risk analysis within a broad setting of social decision-making. This format is consistent with recent forms of environmental risk assessment/management frameworks. The risk analysis links key climatic variables expressed as projected ranges of climate change with an upper and lower limit, with impact thresholds identified collaboratively by researchers and stakeholders. The conditional probabilities of exceeding these thresholds are then assessed (probabilities using this method are conditional as the full range of uncertainty for the various drivers of climate change, and their probability distributions, remains unknown). An example based on exceeding irrigation demand limited by an annual farm cap is used to show how conditional probabilities for the exceedance of a critical threshold can be used to assess the need for adaptation. The time between the identification of an acceptable level of risk and its exceedance is identified as a window of adaptation.The treatment of risk consists of two complementary actions, adaptation to anticipated changes in climate and the mitigation of climate change through reductions in greenhouse gas emissions. Both of these actions will reduce the risk of critical thresholds being exceeded. The potential of this framework for addressing specific requirements of the United Nations Framework Convention for Climate Change is discussed. 相似文献
12.
《International Geology Review》2012,54(5):391-400
The work presented in this paper is an outgrowth of a multi—year study at the Wharton School of the University of Pennsylvania on Managing Catastrophic Risks. We focus on the role of homeowners and insurance companies in managing the hazard from earthquake risk. Specifically, we consider alternative earthquake disaster management strategies for a typical homeowner and a small insurance company in the Oakland, California region. These strategies involve the adoption of mitigation measures and the purchase of earthquake insurance by the homeowner and the purchase of an indemnity contract (e.g., excess—of—loss reinsurance) by the insurer. We focus on how uncertainty impacts these disaster management strategies. Specifically, we illustrate the impact of structural mitigation and risk—transfer mechanisms on the insurer's performance when there is uncertainty in the company's risk profile. This risk profile is captured through a loss exceedance probability (EP) curve, representing the probability that a certain level of monetary loss will be exceeded on an annual basis. Parameters considered in the sensitivity analysis that will shift the loss EP curve include: earthquake recurrence, ground motion attenuation, soil mapping schemes, and the exposure and vulnerability of the residential structures. The paper demonstrates how uncertainty in these parameters impacts the cost effectiveness of mitigation and reinsurance on the insurer's profitability and chances of insolvency, as well as the number of policies the insurer is willing to issue. 相似文献
13.
Afforestation of European landscapes: How do different farmer types respond to EU agri-environmental schemes? 总被引：1，自引：0，他引：1
This paper investigates how different types of farmers manage the landscape with primary emphasis on farmland afforestation, planned landscape changes, and the extent to which EU agri-environmental schemes take farm type specific characteristics into account in information strategies. The empirical data concern landscape practices of more than 2,000 landowners in 16 European areas in eight countries who were surveyed using quantitative questionnaires. Supplementary in-depth interviews were conducted for two case areas in Denmark to further investigate the role of the policy information environment. The analysis is based on a categorization of the farmers into hobby, part-time, full-time and retired farmers. This study shows that hobby farmers constitute a high proportion of landowners and manage a large part of the rural landscape. At the same time, hobby farmers are relatively more interested in landscape changes and differ from other landowners by considering farmland afforestation more often than full-time landowners, for example. Yet, 40% of the hobby farmers who are considering farmland afforestation are not familiar with the agri-environmental scheme for farmland afforestation. One reason may be their low membership rate in traditional information networks such as farmers’ or foresters’ associations, as revealed by the in-depth analysis of the cases in Denmark. Thus, it is proposed that policy impact may be improved if farmer type specific differences are explicitly taken into account in the scheme logistics for EU agri-environmental schemes. 相似文献
14.
《Geoforum》2013
With independence in 1991, Uzbekistan, as most of Central Asia, entered into a phase of socio-economic transformation. In agriculture, this state-driven restructuring of the former system has concentrated on the ‘formal’ sphere of land and water governance.This paper assesses water management in Khorezm, Uzbekistan, taking a social constructivist and boundary work-inspired perspective. Several limitations to effective water management in Khorezm exist. We argue that three types of practices are widely employed to manage these and assure water access: formal, strategic, and discursive practices. The discrepancy between the formal water management institutions, manifested and regulated through formal practices and the informal, widely pursued through strategic practices and acts of deviation, is overcome through discursive practices. Verbal references to formal institutions therefore hamper the formalizing of informal practices. The institutionalized employment of all three types of practices fosters the production and reproduction of boundaries demarcating two, largely separate, spheres of reality in Khorezm’s water management. Consequently, a high degree of resistance to the integration of informal water management realities into the formal regulatory environment prevails, preventing mutual learning and thus the locally informed restructuring towards more efficient and sustainable water management in Khorezm. 相似文献
15.
K. Pediaditi M. Stanojevic C. Kouskouna M. Karydas D. Zianis George P. Petropoulos N. Boretos 《Earth Science Informatics》2011,4(3):107-115
Risk assessment and management, are increasingly established as key procedures in dealing with the range of environmental
issues at different scales and of different nature. Although at the EU and international policy level requirements for the
use of risk assessment and management are being established through emerging policy and legislation, this demand has not been
followed with common guidance on how to do so. This has proven to hinder the effective adoption of such processes, and posed
a barrier more so in its implementation for large transboundary issues. In this paper is presented a Decision Support System
(DSS) designed to provide a common framework and procedure for environmental risk assessment and management. The DSS is web-based
and was developed to enable the formalized and more systematic utilization of risk assessment and management procedures in
environmental decision making processes, in particular for users such as public authority officials charged with the responsibility
of implementing risk management legal and policy obligations, yet which have limited know how in the field of risk. The DSS
presented herein enables environmental administrators and decision makers to undertake generic risk assessment and management
identifying areas where detailed risk assessment is required, proposing as well as appropriate risk management options. The
web DSS was developed and piloted as part of the STRiM project funded by the European Union. Herein are shown results from
the web application which has been trailed successfully in four pilot trials addressing risks of forest damage from storms,
water pollution from olive mill waste discharges, wetland loss from water abstraction, and damage from flooding. 相似文献
16.
17.
The urban fringe is usually portrayed as a location of unrelieved adversity for farmers. It is rare for the costs of the urban fringe to be counterbalanced by an assessment of the opportunities that are also found there. This paper presents the results of a large scale farm survey in Essex which sought to examine the effects of urban proximity on farm management practices.The paper examines the nature and spatial extent of the following: conversion of farm land to urban uses (with special emphasis on the role of compulsory purchase orders); changes in farm labour; part time farming and the location of part time farmers jobs; vandalism and trespass damage and farmers response to this hazard; farm-based recreation and the sale of produce direct to the public. In general it is shown that the disadvantages of farming in the urban fringe have been overrated while the advantages have been underrated. 相似文献
18.
A. Zischg S. Schober N. Sereinig M. Rauter C. Seymann F. Goldschmidt R. Bäk E. Schleicher 《Natural Hazards》2013,67(3):1045-1058
The potential effects of climatic changes on natural risks are widely discussed. But the formulation of strategies for adapting risk management practice to climate changes requires knowledge of the related risks for people and economic values. The main goals of this work were (1) the development of a method for analysing and comparing risks induced by different natural hazard types, (2) highlighting the most relevant natural hazard processes and related damages, (3) the development of an information system for the monitoring of the temporal development of natural hazard risk and (4) the visualisation of the resulting information for the wider public. A comparative exposure analysis provides the basis for pointing out the hot spots of natural hazard risks in the province of Carinthia, Austria. An analysis of flood risks in all municipalities provides the basis for setting the priorities in the planning of flood protection measures. The methods form the basis for a monitoring system that periodically observes the temporal development of natural hazard risks. This makes it possible firstly to identify situations in which natural hazard risks are rising and secondly to differentiate between the most relevant factors responsible for the increasing risks. The factors that most influence the natural risks could be made evident and eventual climate signals could be pointed out. Only with this information can the discussion about potential increases in natural risks due to climate change be separated from other influencing factors and be made at an objective level. 相似文献
19.
The Nile Delta of Egypt is known for its large irrigated area supplied with water diverted from the Nile River, with a limited use of groundwater, largely for domestic and industrial use. Official statistics for the whole delta indicate that there are a few thousand individual wells used for agriculture by a population of over 2 million farmers. This study, however, shows that a phenomenon of groundwater development for irrigation has been unfolding over the last few years, largely below the radar of managers and researchers. A survey was carried out in the central part of the delta with the objective of (1) uncovering the actual situation of groundwater use in this part of the delta and (2) speculating on its implications. The results of the survey pointed to a recent and booming tube-well drilling industry, with well densities in some parts reaching one well every 2 ha. The development of groundwater abstraction in the central delta is strongly linked to inadequate and/or untimely availability of surface water in the canals. A technical, economic, and management characterization of wells complements the study, showing a continuum between purely private/individual ownership of wells and collective investments and management. Lastly, the article explores the implications of unchecked abstraction at the farm, local and delta scales. 相似文献
20.
A methodology to analyse the influence of erosion on beach functions at a regional scale is presented. The method considers erosion hazards at different timescales and assesses consequences by evaluating impacts on recreation and protection functions. To provide useful information to decision makers for managing these functions, hazard and consequences are integrated at the municipal level within a risk matrix. This methodology is applied at the Maresme, a 45-km sandy coast situated northward of Barcelona, which supports a strong urban and infrastructure development as well as an intensive beach recreational use. Obtained results indicate differentiated erosion implications along the region, depending on the management target considered. Thus, southern municipalities are more prone to erosion affecting the protection function of the beach and leisure use by the local population, whereas erosion will have a greater effect on foreign tourism in the northern municipalities. These results highlight the necessity to employ an articulated erosion risk assessment focusing on specific targets depending on the site in question. This methodology can help coastal managers to adopt tailored measures to manage erosion impacts towards specific goals, in a more efficient and sustainable manner. 相似文献