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1.
Flooding is the most costly natural hazard in Europe. Climatic and socioeconomic change are expected to further increase the amount of loss in the future. To counteract this development, policymaking, and adaptation planning need reliable large-scale risk assessments and an improved understanding of potential risk drivers.In this study, recent datasets for hazard and flood protection standards are combined with high resolution exposure projections and attributes of vulnerability derived from open data sources. The independent and combined influence of exposure change and climate scenarios rcp45 and rcp85 on fluvial flood risk are evaluated for three future periods centered around 2025, 2055 and 2085. Scenarios with improved and neglected private precaution are examined for their influence on flood risk using a probabilistic, multivariable flood loss model — BN-FLEMOps — to estimate fluvial flood losses for residential buildings in Europe.The results on NUTS-3 level reveal that urban centers and their surrounding regions are the hotspots of flood risk in Europe. Flood risk is projected to increase in the British Isles and Central Europe throughout the 21st century, while risk in many regions of Scandinavia and the Mediterranean will stagnate or decline. Under the combined effects of exposure change and climate scenarios rcp45, rcp85, fluvial flood risk in Europe is estimated to increase seven-fold and ten-fold respectively until the end of the century. Our results confirm the dominance of socioeconomic change over climate change on increasing risk. Improved private precautionary measures would reduce flood risk in Europe on an average by 15%. The quantification of future flood risk in Europe by integrating climate, socioeconomic and private precaution scenarios provides an overview of risk drivers, trends, and hotspots. This large-scale comprehensive assessment at a regional level resolution is valuable for multi-scale risk-based adaptation planning.  相似文献   

2.
Insights into flood mitigation behaviour are important because of the ongoing shift to risk-based flood management approaches in Europe and worldwide, which envisage a contribution from flood-prone households to risk reduction. The recent literature on factors that influence flood mitigation behaviour indicates that flood-coping appraisal is an important variable to understand and explain flood mitigation behaviour. Coping appraisal originates from Protection Motivation Theory (PMT), and refers to the cognitive process that people undergo when evaluating their own ability to avoid a certain risk. However, the empirical literature on the importance of coping appraisal is still scarce, and, in particular, little is known about the independent influence of the three single components of coping appraisal on precautionary behaviour: namely, response efficacy, self-efficacy, and response cost. This study presents the results of a recent survey among 752 flood-prone households along the river Rhine in order to provide detailed insights into the influence of the components of flood-coping appraisal on four different types of flood mitigation behaviour: structural building measures, adapted building use, the deployment of flood barriers, and the purchase of flood insurance. The results confirm that flood-coping appraisal is an important variable in terms of precautionary behaviour. In particular, both response efficacy and self-efficacy contribute to the models which explain the four different types of flood-mitigation behaviour. Based on these findings, it is concluded that risk communication should focus more strongly on the potential of flood-mitigation measures to effectively reduce or avoid flood damage, as well as on information about how to implement such measures in practice.  相似文献   

3.
Proactive flood damage mitigation on the household level is seen as a crucial element of comprehensive flood risk management. The ongoing socio-economic development and climate change will further increase the relevance of flood risks in the future. This paper analyses the causal effect of flood experience on mitigation decisions of households. It contributes to the emerging literature on the determinants of private flood mitigation and adopts data which has rarely been used in the field: Instead of cross-sectional data, longitudinal data of household surveys before and after a major flood event in Germany is used (N > 7,400). Flood experience is elicited by three different data sources: reports of heads of households, issuance of flood alerts, and damage reports of the insurance industry. The results show a causal effect of insured flood damage on private flood mitigation and a correlation of mitigation with self-reported flood experience. The estimated effects differ for mitigation types (higher for behavioural options, such as “adapted use”) and household types (higher for better educated heads of households).  相似文献   

4.
Recently long-term flood insurance contracts with a duration of 5, 10 or 15 years have been proposed as a solution for covering flood risk and mitigating increasing flood losses. Establishing a long-term relation between the policyholder and the insurer can provide better incentives to reduce risk through undertaking damage mitigation measures. However, the uncertainty about the development of future flood risk in the face of climate and socio-economic change may complicate insurers’ rate-setting of long-term contracts. This issue has been examined in this study by estimating the effects of these changes on flood risk and pricing flood insurance premiums of short- and long-term flood insurance contracts in all (53) dike-ring areas in the Netherlands. A broad range of simulations with hydrological and flood damage models are used to estimate the future development of flood risk and premiums. In addition, the long-term development of insurance funds is estimated with a spatial “Climate Risk Insurance Model (CRIM)” for a private insurance arrangement and for a ‘three-layered’ public-private insurance program. The estimation of flood insurance premiums of long-term insurance contracts reveals fundamental problems. One is that there is an incentive for either the consumer or the insurer to prefer short-term rather than long-term contracts in the face of climate-related uncertainty. Therefore, it seems advisable to examine the introduction of one-year flood insurance contracts in the Netherlands, at least until the large uncertainties with climate and socio-economic change on flood risk have been resolved. The estimations performed with the Climate Risk Insurance Model indicate that a private insurance fund could have difficulties with building up enough financial reserves to pay for flood damage, while the layered public-private insurance scheme is more robust.  相似文献   

5.
Flood insurance plays an important role in climate adaptation by recovering insured losses in the event of catastrophic flooding. Voluntary adoption of flood insurance has been seen as a function of risk perception that is shaped by social norms. This paper attempts to clarify the relationship between these factors. It is based on a household survey conducted in the eastern cities of Australia and involving a total of 501 randomly selected residents. Results of a path analysis show that the likelihood of having flood insurance cover was associated with perceived social norms, but not perceived flood risk. In addition, perceived norms and risk were statistically related to each other. It is concluded that social norms played a mediating role between insuring decision and risk perception. Risk perception might influence the insuring decision indirectly through shaping perception of social norms. This implies that adaptive behaviour is not necessarily a function of risk perception, but an outcome of its impacts upon the ways in which the individuals situate themselves in their social circles or the society. There is a feedback process in which individual perceptions of risk manifest as both a cause and effect, shaping and being shaped by the socio-cultural context.  相似文献   

6.
With increasing flood risk due to climate change and socioeconomic trends, governments are under pressure to continue implementing flood protection measures, such as dikes, to reduce flood risk. However, research suggests that a sole focus on government-funded flood protection leads to an adverse increase in exposure as people and economic activities tend to concentrate in protected areas. Moreover, governmental flood protection can reduce the incentive for autonomous adaptation by local households, which paradoxically results in more severe consequences if an extreme flood event occurs. This phenomenon is often referred to as the ‘safe development paradox’ or ‘levee effect’ and is generally not accounted for in existing flood risk models used to assess developments in future flood risk under climate change. In this study we assess the impact of extreme flood events for the European Union using a large-scale agent-based model (ABM). We quantify how the safe development paradox affects (1) population growth and the increase in exposed property values, (2) the reduction in investments to flood-proof buildings as public protection increases, and (3) the increase in potential damage should a flood occur. For this analysis, we apply an ABM that integrates the dynamic behaviour of governments and residents into a large-scale flood risk assessment framework, in which we include estimates of changing population growth. We find that the impact of extreme flood events increases considerably when governments provide high protection levels, especially in large metropolitan areas. Moreover, we demonstrate how policy that stimulates the flood-proofing of buildings can largely counteract the effects of the safe development paradox.  相似文献   

7.
Coastal areas around the world are urbanizing rapidly, despite the threat of sea level rise and intensifying floods. Such development places an increasing number of people and capital at risk, which calls for public flood management as well as household level adaptation measures that reduce social vulnerability to flooding and climate change. This study explores several private adaptation responses to flood risk, that are driven by various behavioral triggers. We conduct a survey among households in hazard-prone areas in eight coastal states in the USA, of which, some have recently experienced major flooding. While numerous empirical studies have investigated household-level flood damage mitigation, little attention has been given to examining the decision to retreat from flood zones. We examine what behavioral motives drive the choices for flood damage mitigation and relocation separately among property buyers and sellers. Hence, we focus on the drivers that shape demand for future development in flood-prone cities. We find that households’ choices to retreat from or to avoid flood zones (1) are highly sensitive to information that provokes people's feelings of fear, and (2) rely on hazardous events to trigger a protective action, which ideally would take place well before these events occur. We highlight that major flooding may cause a potential risk of large-scale outmigration and demographic changes in flood-prone areas, putting more low-income households at risk. Therefore, coordinated policies that integrate bottom-up drivers of individual climate adaptation are needed to increase urban resilience to floods.  相似文献   

8.
Risk analysis and appraisal of the benefits of structural flood risk management measures such as embankments is well established. Here, a method to quantify, over extended timescales, the effectiveness of non-structural measures such as land use spatial planning, insurance and flood resilient construction is presented. The integrated approach couples socio-economic and climate change scenarios with long term land use modelling and flood risk analysis to generate maps and time series of expected annual damages. The analysis has been applied on a case study in the Thames Estuary in the UK. Stakeholders helped develop a number of scenarios that might lead to substantial changes in existing planning and insurance policies in the UK. The effectiveness of these changes was analysed and showed the substantial benefits in terms of reduction of future flood risks that are achievable with changes in planning policy, financial incentives and resilient property construction in the floodplain. Moreover, the reward can be increased through earlier action. Subsequently, the benefits of a range of policies are explored under the UK Foresight socio-economic scenarios. Different structural and non structural flood management interventions are tested and the results demonstrate that despite the potential for large increases in flood risk in the Thames Estuary, in all scenarios substantial flood risk reductions are possible. The effectiveness of non-structural measures is however sensitive to socio-economic changes and governance arrangements. The analysis described here will help to identify portfolios of non-structural and structural options that are robust to uncertainties.  相似文献   

9.
Flood risk is expected to increase in coastal cities, particularly in Asian megacities such as Shanghai. This paper presents an integrated modeling framework to simulate changes in the flood risk in Shanghai and provide a cost-benefit analysis of multiple adaptation strategies used to reduce risk. The results show that the potential flood risk will increase dramatically as a result of sea level rise, land subsidence, and socioeconomic development. By 2100, the expected annual damage could reach 0.8% (uncertainty range: 0.4%–1.4%) of local GDP under an optimistic emission scenario (RCP4.5), compared to the current value of 0.03%. All of the adaptation strategies can effectively reduce the flood risk under the current conditions and those in 2050. In contrast to the ‘hard’ flood protection strategies (i.e., storm-surge barriers and floodwalls), the ‘soft’ strategies (i.e., building codes and nature-based measures) cannot substantially reduce the flood risk in 2100. However, the soft strategies can play a critical role in reducing the residual risk resulting from the hard strategies. A ‘hybrid’ strategy combining a storm-surge barrier, wet-proofing, and coastal wetland development outperforms both hard and soft strategies in terms of low residual risk and high benefit/cost ratio. Additionally, the hybrid strategy can also enable a larger reduction in casualties. These findings imply that managing flood risk is more than the use of single adaptation measures. The methodology developed in this paper can enlighten Shanghai and other coastal cities on an economically and socially feasible adaptation strategy in an uncertain future.  相似文献   

10.
Managing risks from extreme events will be a crucial component of climate change adaptation. In this study, we demonstrate an approach to assess future risks and quantify the benefits of adaptation options at a city-scale, with application to flood risk in Mumbai. In 2005, Mumbai experienced unprecedented flooding, causing direct economic damages estimated at almost two billion USD and 500 fatalities. Our findings suggest that by the 2080s, in a SRES A2 scenario, an ??upper bound?? climate scenario could see the likelihood of a 2005-like event more than double. We estimate that total losses (direct plus indirect) associated with a 1-in-100 year event could triple compared with current situation (to $690?C$1,890 million USD), due to climate change alone. Continued rapid urbanisation could further increase the risk level. The analysis also demonstrates that adaptation could significantly reduce future losses; for example, estimates suggest that by improving the drainage system in Mumbai, losses associated with a 1-in-100 year flood event today could be reduced by as much as 70%.,We show that assessing the indirect costs of extreme events is an important component of an adaptation assessment, both in ensuring the analysis captures the full economic benefits of adaptation and also identifying options that can help to manage indirect risks of disasters. For example, we show that by extending insurance to 100% penetration, the indirect effects of flooding could be almost halved. We conclude that, while this study explores only the upper-bound climate scenario, the risk-assessment core demonstrated in this study could form an important quantitative tool in developing city-scale adaptation strategies. We provide a discussion of sources of uncertainty and risk-based tools could be linked with decision-making approaches to inform adaptation plans that are robust to climate change.  相似文献   

11.
Flood risks of deltaic areas increase because of population growth, economic development, land subsidence and climatic changes such as sea-level rise. In this study, we analyze trends in flood exposure by combining spatially explicit historical, present, and future land-use data with detailed information on the maximum flood inundation in the Netherlands. We show that the total amount of urban area that can potentially become inundated due to floods from the sea or main rivers has increased six-fold during the 20th century, and may double again during the 21st century. Moreover, these developments took, and probably will take, place in areas with progressively higher potential inundation depths. Potential flood damage has increased exponentially over the 20th century (16 times) and is expected to continue to increase exponentially (∼ten-fold by 2100 with respect to 2000) assuming a high economic growth scenario. Flood damages increase more moderately (two- to three-fold by 2100 with respect to 2000) assuming a low growth scenario. The capacity to deal with catastrophic flood losses - expressed as the ratio damage/GDP - will, however, decrease slightly in the low growth scenario (by about 20%). This trend deviates from the historical trend of the 20th century, which shows an increasing capacity to cope with flood damage (almost doubling). Under the high growth scenario the capacity to deal with such losses eventually increases slightly (by about 25%). These findings illustrate that, despite higher projections of potential flood damage, high economic growth scenarios may not necessarily be worse than low growth scenarios in terms of the impact of floods.  相似文献   

12.
中国粮食产量保险费率的订定方法和保险费率区划   总被引:3,自引:0,他引:3  
在分析切比雪夫大数定律的保险学意义的基础上,对粮食产量资料经过合适的处理,并参照美国、日本、台湾等国家和地区保险费率的计算方法,计算了中国全国范围内保险费率的数值。计算的结果与国内其他同样的保险费率的数值相比较,数量级相同但更加稳定可靠。最后采用动态迭代自组织聚类算法将保险费率在全国分区,给出了全国保险费率的分布情况,这些数值还可根据保险实践适当修改,结果可为防灾减灾和保险公司业务运行提供参考。  相似文献   

13.
Fluvial flood risk in Europe in present and future climates   总被引:2,自引:0,他引:2  
In this work we evaluate the implications of climate change for future fluvial flood risk in Europe, considering climate developments under the SRES A2 (high emission) and B2 (low emission) scenario. We define flood risk as the product of flood probability (or hazard), exposure of capital and population, and vulnerability to the effect of flooding. From the European flood hazard simulations of Dankers and Feyen (J Geophys Res 114:D16108. doi:, 2009) discharges with return periods of 2, 5, 10, 20, 50, 100, 250 and 500 years were extracted and converted into flood inundation extents and depths using a planar approximation approach. Flood inundation extents and depths were transformed into direct monetary damage using country specific flood depth-damage functions and land use information. Population exposure was assessed by overlaying the flood inundation information with data on population density. By linearly interpolating damages and population exposed between the different return periods, we constructed damage and population exposure probability functions under present and future climate. From the latter expected annual damages (EAD) and expected annual population exposed (EAP) were calculated. To account for flood protection the damage and population exposure probability functions were truncated at design return periods based on the country GDP/capita. Results indicate that flood damages are projected to rise across much of Western Europe. Decreases in flood damage are consistently projected for north-eastern parts of Europe. For EU27 as a whole, current EAD of approximately €6.4 billion is projected to amount to €14–21.5 billion (in constant prices of 2006) by the end of this century, depending on the scenario. The number of people affected by flooding is projected to rise by approximately 250,000 to 400,000. Notwithstanding these numbers are subject to uncertainty, they provide an indication of potential future developments in flood risk in a changing climate.  相似文献   

14.
Recent destructive flood events and projected increases in flood risks as a result of climate change in many regions around the world demonstrate the importance of improving flood risk management. Flood-proofing of buildings is often advocated as an effective strategy for limiting damage caused by floods. However, few empirical studies have estimated the damage that can be avoided by implementing such flood damage mitigation measures. This study estimates potential damage savings and the cost-effectiveness of specific flood damage mitigation measures that were implemented by households during major flood events in France. For this purpose, data about flood damage experienced and household flood preparedness were collected using a survey of 885 French households in three flood-prone regions that face different flood hazards. Four main conclusions can be drawn from this study. First, using regression analysis results in improved estimates of the effectiveness of mitigation measures than methods used by earlier studies that compare mean damage suffered between households who have, and who have not, taken these measures. Second, this study has provided empirical insights showing that some mitigation measures can substantially reduce damage during floods. Third, the effectiveness of the mitigation measures is very regional dependent, which can be explained by the different characteristics of the flood hazard in our sample areas that experience either slow onset river flooding or more rapid flash and coastal flooding. Fourth, the cost-efficiency of the flood damage mitigation measures depends strongly on the flood probability faced by households.  相似文献   

15.
The average annual cost of floods in the United States has been estimated at about $2 billion (current US dollars). The federal government, through the creation of the National Flood Insurance Program (NFIP), has assumed responsibility for mitigating the societal and economic impacts of flooding by establishing a national policy that provides subsidized flood insurance. Increased flood costs during the past two decades have made the NFIP operate at a deficit. This paper argues that our current understanding of climate change and of the sensitivity of the urban environment to floods call for changes to the flood policy scheme. Conclusions are drawn on specific examples from cities along the heavily urbanized corridor of northeastern United States. Mesoscale and global models along with urbanization and economic growth statistics are used to provide insights and recommendations for future flood costs under different emissions scenarios. Mesoscale modeling and future projections from global models suggest, for example, that under a high emissions scenario, New York City could experience almost twice as many days of extreme precipitation that cause flood damage and are disruptive to business as today. The results of the paper suggest that annual flood costs in the United States will increase sharply by the end of the 21st Century, ranging from about $7 to $19 billion current US dollars, depending on the economic growth rate and the emissions scenarios. Hydrologic, hydraulic and other related uncertainties are addressed and a revised version of the NFIP is suggested.  相似文献   

16.
Global exposure to river and coastal flooding: Long term trends and changes   总被引:1,自引:0,他引:1  
Flood damage modelling has traditionally been limited to the local, regional or national scale. Recent flood events, population growth and climate change concerns have increased the need for global methods with both spatial and temporal dynamics. This paper presents a first estimation of global economic exposure to both river and coastal flooding for the period 1970–2050, using two different methods for damage assessment. One method is based on population and the second is based on land-use within areas subject to 1/100 year flood events. On the basis of population density and GDP per capita, we estimate a total global exposure to river and coastal flooding of 46 trillion USD in 2010. By 2050, these numbers are projected to increase to 158 trillion USD. Using a land-use based assessment, we estimated a total flood exposure of 27 trillion USD in 2010. For 2050 we simulate a total exposure of 80 trillion USD. The largest absolute exposure changes between 1970 and 2050 are simulated in North America and Asia. In relative terms we project the largest increases in North Africa and Sub-Saharan Africa. The models also show systematically larger growth in the population living within hazard zones compared to total population growth. While the methods unveil similar overall trends in flood exposure, there are significant differences in the estimates and geographical distribution. These differences result from inherent model characteristics and the varying relationship between population density and the total urban area in the regions of analysis. We propose further research on the modelling of inundation characteristics and flood protection standards, which can complement the methodologies presented in this paper to enable the development of a global flood risk framework.  相似文献   

17.
J. Rolf Olsen 《Climatic change》2006,76(3-4):407-426
Federal agencies use flood frequency estimates to delineate flood risk, manage the National Flood Insurance Program, and ensure that Federal programs are economically efficient. The assumption behind traditional flood risk analysis is that climate is stationary, but anthropogenic climate change and better knowledge of interdecadal climate variability challenge the validity of the assumption. This paper reviews several alternative statistical models for flood risk estimation that do not assume climate stationarity. Some models require subjective judgement or presuppose an understanding of the causes of the underlying non-stationarity, which is problematic given our current knowledge of the interaction of climate and floods. Although currently out of favor, hydrometeorological models have been used for engineering design as alternatives to statistical models and could be adapted to different climate conditions. Floodplain managers should recognize the potentially greater uncertainty in flood risk estimation due to climate change and variability and try to incorporate the uncertainties into floodplain management decision-making and regulation.  相似文献   

18.
吴荣军  史继清  关福来  姚树然 《气象》2013,39(12):1649-1655
近年来,在气候变化和极端天气气候事件频发的背景下,干旱等农业气象灾害的频发已对我国尤其是河北省的粮食生产和农业发展的可持续性带来了严重威胁。选择或构建合适的农业干旱灾害风险指标开展干旱风险区划,并在此基础上进行灾害的保险费率厘定对于丰富农业保险模式,促进农业保险经营的稳定和发展具有重要的应用价值。本文基于作物水分亏缺率指数、降水距平百分率指数和抗旱指数等指标,构建干旱综合风险指数并开展风险区划研究;利用修正后的纯保险费率,得到适用于本研究区的保险费率厘定模型,探寻一种能较全面改善目前农业保险经营弊端的保险模式,从而实现冬小麦农业保险的持续健康发展。  相似文献   

19.
This paper focuses on how scientific uncertainties about future peak flood flows and sea level rises are accounted for in long term strategic planning processes to adapt inland and coastal flood risk management in England to climate change. Combining key informant interviews (n = 18) with documentary analysis, it explores the institutional tensions between adaptive management approaches emphasising openness to uncertainty and to alternative policy options on the one hand and risk-based ones that close them down by transforming uncertainties into calculable risks whose management can be rationalized through cost-benefit analysis and nationally consistent, risk-based priority setting on the other hand. These alternative approaches to managing uncertainty about the first-order risks to society from future flooding are shaped by institutional concerns with managing the second-order, ‘institutional’ risks of criticism and blame arising from accountability for discharging those first-order risk management responsibilities. In the case of river flooding the poorly understood impacts of future climate change were represented with a simplistic adjustment to peak flow estimates, which proved robust in overcoming institutional resistance to making precautionary allowances for climate change in risk-based flood management, at least in part because its scientific limitations were acknowledged only partially. By contrast in the case of coastal flood risk management, greater scientific confidence led to successively more elaborate guidance on how to represent the science, which in turn led to inconsistency in implementation and increased the institutional risks involved in taking the uncertain effects of future sea level rise into account in adaptation planning and flood risk management. Comparative analysis of these two cases then informs some wider reflections about the tensions between adaptive and risk-based approaches, the role of institutional risk in climate change adaptation, and the importance of such institutional dynamics in shaping the framing uncertainties and policy responses to scientific knowledge about them.  相似文献   

20.
基于GIS的河南省洪涝灾害风险评估与区划研究   总被引:6,自引:1,他引:5  
李军玲  刘忠阳  邹春辉 《气象》2010,36(2):87-92
在分析洪灾形成的各主要因子的基础上,提出了基于地理信息系统(GIS)的洪灾风险评估指标模型。在对指标体系赋予权重的基础上结合GIS进行洪涝灾害风险评估和区划分析,结合河南省具体情况,以降雨、地形和区域社会经济易损性为主要指标,得出河南省洪灾风险综合区划图,既有赋予权重后的准确性又有GIS区划图的一目了然,具有一定的理论和实践意义。从所得到的洪涝灾害风险区划图可以看出,信阳、驻马店、周口大部分地区由于降水较多和社会易损性影响度较大,发生洪涝的风险最大,焦作、郑州、开封和安阳、濮阳的部分地区,由于处于黄河流域发生洪涝的可能也较大,其他地区发生洪涝可能性不大。  相似文献   

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