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Assessment of a method used to time adjust past storm losses 总被引:2,自引:1,他引:1
A widely used method for adjusting past annual storm losses to present day values, needed to address the ever-changing socio-economic
conditions, was assessed. The property insurance industry developed a comprehensive method for adjusting losses in past years
to current year loss values. Characteristics of hurricanes occurring 50+ years ago and those in the recent years were examined
to find similar early and recent pairs of storms for a comparative evaluation of their property losses. One pair found was
Hurricanes Hazel (1954) and Hugo (1989), and another pair with similar features was Hurricanes Carol (1954) and Bob (1991).
The insurance-based adjusted property loss values for these two pairs of storms were compared to determine if the early year
values were comparable to the recent year values. The adjusted losses of the two pairs of hurricanes were found to have small
differences of 7.8% and 8.1%, and these differences were due to somewhat different storm paths and slightly higher wind speeds
in the two storms having higher losses. The adjustment method appears to adequately capture time differences in storm losses
due to changes in population, wealth, inflation, structural density, and insurance coverage. 相似文献
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Buildings are sensitive to movements caused by ground deformation. The mapping both of spatial and temporal distribution, and of the degree of building damages represents a useful tool in order to understand the landslide evolution, magnitude and stress distribution. The high spatial resolution of space-borne SAR interferometry can be used to monitor displacements related to building deformations. In particular, PSInSAR technique is used to map and monitor ground deformation with millimeter accuracy. The usefulness of the above mentioned methods was evaluated in San Fratello municipality (Sicily, Italy), which was historically affected by landslides: the most recent one occurred on 14th February 2010. PSInSAR data collected by ERS 1/2, ENVISAT, RADARSAT-1 were used to study the building deformation velocities before the 2010 landslide. The X-band sensors COSMO-SkyMed and TerraSAR-X were used in order to monitor the building deformation after this event. During 2013, after accurate field inspection on buildings and structures, damage assessment map of San Fratello were created and then compared to the building deformation velocity maps. The most interesting results were obtained by the comparison between the building deformation velocity map obtained through COSMO-SkyMed and the damage assessment map. This approach can be profitably used by local and Civil Protection Authorities to manage the post-event phase and evaluate the residual risks. 相似文献
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