GEOGRAPHICAL PATTERNS OF INTERSTATE BANKING: A SNAPSHOT OF THE U.S. METROPOLITAN SYSTEM IN THE EARLY 1990s |
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| Abstract: | This paper investigates the spatial and hierarchical patterns of interstate banking, major interstate-banking command and control centers, and the spatial structure of the major interstate-banking organizations in the early 1990s. The research has identified a distinct geographical pattern of interstate banking, a spatially skewed and regionally focused pattern of interstate-banking command and control fields, 15 interstate-banking hierarchical systems, and dominance of regional and western centers over New York and Chicago in interstate banking. In addition, determination of major interstate-banking command and control centers is discussed and the 26 largest centers are identified. Finally, this paper demonstrates that spatial networks of major bank holding companies, especially those of regionals and super-regionals, are the foundation of the spatial structure of interstate banking. |
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