Flood insurance arrangements in the European Union for future flood risk under climate and socioeconomic change     

《Global Environmental Change》2019

Flood risk will increase in many areas around the world due to climate change and increase in economic exposure. This implies that adequate flood insurance schemes are needed to adapt to increasing flood risk and to minimise welfare losses for households in flood-prone areas. Flood insurance markets may need reform to offer sufficient and affordable financial protection and incentives for risk reduction. Here, we present the results of a study that aims to evaluate the ability of flood insurance arrangements in Europe to cope with trends in flood risk, using criteria that encompass common elements of the policy debate on flood insurance reform. We show that the average risk-based flood insurance premium could double between 2015 and 2055 in the absence of more risk reduction by households exposed to flooding. We show that part of the expected future increase in flood risk could be limited by flood insurance mechanisms that better incentivise risk reduction by policyholders, which lowers vulnerability. The affordability of flood insurance can be improved by introducing the key features of public-private partnerships (PPPs), which include public reinsurance, limited premium cross-subsidisation between low- and high-risk households, and incentives for policyholder-level risk reduction. These findings were evaluated in a comprehensive sensitivity analysis and support ongoing reforms in Europe and abroad that move towards risk-based premiums and link insurance with risk reduction, strengthen purchase requirements, and engage in multi-stakeholder partnerships.  相似文献   

Multivariate analysis of flood characteristics in a climate change context of the watershed of the Baskatong reservoir,Province of Québec,Canada     

M.‐A. Ben Aissia  F. Chebana  T. B. M. J. Ouarda  L. Roy  G. Desrochers  I. Chartier  É. Robichaud 《水文研究》2012,26(1):130-142

The analysis of the impact of climate change (CC) on flood peaks has been the subject of several studies. However, a flood is characterized not only by its peak, but also by other characteristics such as its volume and duration. Little effort has been directed towards the study of the impact of CC on these characteristics. The aim of the present study is to evaluate and compare flood characteristics in a CC context, in the watershed of the Baskatong reservoir (Province of Québec, Canada). Comparisons are based on observed flow data and simulated flow series obtained from hydrological models using meteorological data from a regional climate model for a reference period (1971–2000) and a future period (2041–2070). To this end, two hydrological models HSAMI and HYDROTEL are considered. Correlations, stationarity, change‐points, and the multivariate behaviour of flood series were studied. The results show that, at various levels, all flood characteristics could be affected by CC. Copyright © 2011 John Wiley & Sons, Ltd.  相似文献   

Urban flooding in Lagos,Nigeria: Patterns of vulnerability and resilience among women     

Idowu Ajibade  Gordon McBean  Rachel Bezner-Kerr 《Global Environmental Change》2013,23(6):1714-1725

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ON SOME KEY SEDIMENTATION PROBLEMS OF THREE GORGES PROJECT (TGP)   总被引：1，自引：0，他引：1  

Lin Bingnan Dou Guoren Xie Jianheng Dai Dingzhong Chen Jisheng Tang Richang  Zhang Ren 《国际泥沙研究》1989,(1)

I. INTRODUCTIONThe Three Gorges Project (TGP) being planned is to be located on the Yangtze River at Sandouplug, 44 km upstream of Yichang (Fig. l). A scheme studied in the feasibility stage has the crest ofthe dam placed at 185 m with a maximums height o…  相似文献   

东山峰背斜寒武系地层中硼锂元素的指相意义     

黄晶莹 《湖南地质》1994,13(2):71-74

东山峰背斜寒武系地层分布区内，Ｂ，Ｌｉ元素的水系沉积物测量平均值分别为１７７．７８×１０－６、２２０．０×１０－６，衬值分别为２．３２、５．０７，Ｒｂ／ｋ比值为０．００６２。这些地球化学特征具典型的指相意义，反映出本区在早寒武世晚期至中、晚寒武世期间为一高盐度、强蒸发的泻湖相沉积环境，可与现代盐湖相环境类比。  相似文献   

Channel and floodplain response to recent abrupt climate change: The tyne basin,Northern England     

Barbara T. Rumsby  Mark G. Macklin 《地球表面变化过程与地形》1994,19(6):499-515

This paper examines the timing, nature and magnitude of river response in upland, piedmont and lowland reaches of the Tyne basin, northern England, to high-frequency (20–30 year) changes in climate and flood regime since 1700 AD. Over this period fluvial activity has been characterized by alternating phases of river-bed incision and stability coinciding with non-random, decadal-scale fluctuations in flood frequency and hydroclimate that appear to be linked to changes in large-scale upper atmospheric circulation patterns. Episodes of widespread channel bed incision (1760–1799, 1875–1894, 1955–1969) result from a higher frequency of large floods (> 20 year return period) and cool, wet climate under meridional circulation regimes. Phases of more moderate floods (5–20 year return period), corresponding to zonal circulation types (1820–1874, 1920–1954), are characterized by enhanced lateral reworking and sediment transfer in upper reaches of the catchment, and channel narrowing and infilling downstream. Rates of fluvial activity are reduced in intermediate periods (1800–1819, 1895–1919) with no dominant circulation regime associated with lower flood frequency and magnitude. The results of this study provide a valuable guide for forecasting probable drainage basin and channel response to future climate change.  相似文献   

开敞水域中航槽流场的数值模拟   总被引：2，自引：0，他引：2       下载免费PDF全文

陆永军  赵连白 《水科学进展》1994,5(3):208-213

建立了一个模拟开敞水域中航槽流场的平面二维数学模型.利用该模型计算得到的流速分布与袁美琦、李安中等人试验值相吻合,并计算了相当于天然情况下(各种水深、挖深比及航槽与水流的不同交角)的流场,得到了各种航槽与水流交角、不同挖深比的航槽流速折减系数变化规律图,及各种航槽与水流交角、不同挖深比的航槽中流向与航槽轴线交角的变化规律图,为开敞水域中航槽选线设计提供了依据.  相似文献   

海平面上升对里下河地区洪涝灾害的影响   总被引：1，自引：2，他引：1  

许朋柱 《地理科学》1994,14(4):315-323

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1823 年(清道光三年)我国特大水灾及影响   总被引：4，自引：1，他引：4       下载免费PDF全文

张家诚 《应用气象学报》1993,4(3):379-384

该文对道光三年（1823年）长江下游与华北的严重洪水概况及其对社会经济的影响作了初步探讨，并对这次洪水发生的原因及灾害形成的机制也作了分析，认为了解这次洪水及其产生的影响对于我国减灾战略的制订有重要参考价值。  相似文献   

中国西部元古代蓝片岩带——世界上保存最好的前寒武纪蓝片岩   总被引：13，自引：0，他引：13  

肖序常  格雷厄姆  S.A. 《新疆地质》1990,(1)

阿克苏附近所发现的元古界阿克苏群为一完整的蓝片岩-绿片岩系列,我们通过野外调查肯定了这一认识,并认为它是高压-温相的变质块体,长40km,宽约2.5km.该变质岩由强烈片理化的绿泥石-黑硬绿泥石石墨片岩、黑硬绿泥石-多硅白云母片岩、绿片岩、蓝片岩及少量石英岩、变铁质岩组成.原岩包活泥质岩、砂岩、基性玻屑凝灰岩、块状熔岩、枕状熔岩及少量深海沉积物.蓝片岩的矿物组合:青铝闪石-绿帘石-绿泥石-钠长石-石英-阳起石.阿克苏群为世界上真正的前震旦纪蓝片岩之一,其变质年龄至少有800Ma.  相似文献