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1.
200?years of European temperature variability: insights from and tests of the proxy surrogate reconstruction analog method 总被引：1，自引：0，他引：1
J?rg Franke J. Fidel Gonz��lez-Rouco David Frank Nicholas E. Graham 《Climate Dynamics》2011,37(1-2):133-150
Spatially resolved climate reconstructions are commonly derived from long instrumental series and proxy data via linear regression based approaches that use the main modes of the climate system. Such reconstructions have been shown to underestimate climate variability and are based upon the assumption that the main modes of climate variability are stationary back in time. Climate models simulate physically consistent climate fields but cannot be taken to represent the real past climate trajectory because of their necessarily simplified scope and chaotic internal variability. Here, we present sensitivity tests of, and a 200-year temperature reconstruction from, the PSR (Proxy Surrogate Reconstruction) method. This method simultaneously capitalizes on the individual strengths of instrumental/proxy data based reconstructions and model simulations by selecting the model states (analogs) that are most similar with proxy/instrumental data available at specific places and specific moments of time. Sensitivity experiments reveal an optimal PSR configuration and indicate that 6,500 simulation years of existing climate models provide a sufficient pool of possible analogs to skillfully reconstruct monthly European temperature fields during the past 200?years. Reconstruction verification based upon only seven instrumental stations indicates potential for extensions back in time using sparse proxy data. Additionally the PSR method allows evaluation of single time series, in this case the homogeneity of instrumental series, by identifying inconsistencies with the reconstructed climate field. We present an updated European temperature reconstruction including newly homogenized instrumental records performed with the computationally efficient PSR method that proves to capture the total variance of the target. 相似文献
2.
Agricultural risk management policies under climate uncertainty 总被引：1，自引：0，他引：1
Jesús Antón Andrea Cattaneo Shingo Kimura Jussi Lankoski 《Global Environmental Change》2013,23(6):1726-1736
Climate change is forecasted to increase the variability of weather conditions and the frequency of extreme events. Due to potential adverse impacts on crop yields it will have implications for demand of agricultural risk management instruments and farmers’ adaptation strategies. Evidence on climate change impacts on crop yield variability and estimates of production risk from farm surveys in Australia, Canada and Spain, are used to analyse the policy choice between three different types of insurance (individual, area-yield and weather index) and ex post payments. The results are found to be subject to strong uncertainties and depend on the risk profile of different farmers and locations; the paper provides several insights on how to analyse these complexities. In general, area yield performs best more often across our countries and scenarios, in particular for the baseline and marginal climate change (without increases in extreme events). However, area yield can be very expensive if farmers have limited information on how climate change affects yields (misalignment in expectations), and particularly so under extreme climate change scenarios. In these more challenging cases, ex post payments perform well to increase low incomes when the risk is systemic like in Australia; Weather index performs well to reduce the welfare costs of risks when the correlation between yields and index is increased by the extreme events. The paper also analyses the robustness of different instruments in the face of limited knowledge of the probabilities of different climate change scenarios; highlighting that this added layer of uncertainty could be overcome to provide sound policy advice under uncertainties introduced by climate change. The role of providing information to farmers on impacts of climate change emerges as a crucial result of this paper as indicated by the significantly higher budgetary expenditures occurring across all instruments when farmers’ expectations are misaligned relative to actual impacts of climate change. 相似文献
3.
Tree-ring estimates of Pacific decadal climate variability 总被引：10，自引：0，他引：10
Decadal-scale oscillatory modes of atmosphere-ocean variability have recently been identified in instrumental studies of
the Pacific sector. The regime shift around 1976 is one example of such a fluctuation, which has been shown to have significantly
impacted climate and the environment along the coastline of the western N and S Americas. The length of meteorological data
for the Pacific and western Americas critically limits analyses of such decadal-scale climate variability. Here we present
reconstructions of the annual Pacific Decadal Oscillation (PDO) index based on western North American tree-ring records which
account for up to 53% of the instrumental variance and extend as far back as AD 1700. The PDO reconstructions indicate that
decadal-scale climatic shifts have occurred prior to the period of instrumental record. Evaluation of temperature and precipitation-sensitive
tree-ring series from the northeast Pacific as well as these reconstructions reveals evidence for a shift towards less pronounced
interdecadal variability after about the middle 1800s. Our analyses also suggest that sites from both the northeast Pacific
coast as well as the subtropical Americas need to be included in proxy data sets used to reconstruct the PDO.
Received: 15 September 2000 / Accepted: 30 March 2001 相似文献
4.
Rudolf Brázdil Petr Dobrovolný Jürg Luterbacher Anders Moberg Christian Pfister Dennis Wheeler Eduardo Zorita 《Climatic change》2010,101(1-2):7-40
Temperature reconstructions from Europe for the past 500 years based on documentary and instrumental data are analysed. First, the basic documentary data sources, including information about climate and weather-related extremes, are described. Then, the standard palaeoclimatological reconstruction method adopted here is discussed with a particular application to temperature reconstructions from documentary-based proxy data. The focus is on two new reconstructions; January–April mean temperatures for Stockholm (1502–2008), based on a combination of data for the sailing season in the Stockholm harbour and instrumental temperature measurements, and monthly Central European temperature (CEuT) series (1500–2007) based on documentary-derived temperature indices of the Czech Republic, Germany and Switzerland combined with instrumental records from the same countries. The two series, both of which are individually discussed in greater detail in subsequent papers in this special edition, are here compared and analysed using running correlations and wavelet analysis. While the Stockholm series shows a pronounced low-frequency component, the CEuT series indicates much weaker low-frequency variations. Both series are analysed with respect to three different long-period reconstructions of the North Atlantic Oscillation (NAO) and are compared with other European temperature reconstructions based on tree-rings, wine-harvest data and various climate multiproxies. Correlation coefficients between individual proxy-based series show weaker correlations compared to the instrumental data. There are also indications of temporally varying temperature cross-correlations between different areas of Europe. The two temperature reconstructions have also been compared to geographically corresponding temperature output from simulations with global and regional climate models for the past few centuries. The findings are twofold: on the one hand, the analysis reinforces the hypothesis that the index-data based CEuT reconstruction may not appropriately reflect the centennial scale variations. On the other hand, it is possible that climate models may underestimate regional decadal variability. By way of a conclusion, the results are discussed from a broader point of view and attention is drawn to some new challenges for future investigations in the historical climatology in Europe. 相似文献
5.
Matthew W. Salzer Andrew G. Bunn Nicholas E. Graham Malcolm K. Hughes 《Climate Dynamics》2014,42(5-6):1517-1526
The instrumental temperature record is of insufficient length to fully express the natural variability of past temperature. High elevation tree-ring widths from Great Basin bristlecone pine (Pinus longaeva) are a particularly useful proxy to infer temperatures prior to the instrumental record in that the tree-rings are annually dated and extend for millennia. From ring-width measurements integrated with past treeline elevation data we infer decadal- to millennial-scale temperature variability over the past 4,500 years for the Great Basin, USA. We find that twentieth century treeline advances are greater than in at least 4,000 years. There is also evidence for substantial volcanic forcing of climate in the preindustrial record and considerable covariation between high elevation tree-ring widths and temperature estimates from an atmosphere–ocean general circulation model over much of the last millennium. A long-term temperature decline of ~?1.1 °C since the mid-Holocene underlies substantial volcanic forcing of climate in the preindustrial record. 相似文献
6.
CLIMATE CHANGE: LONG-TERM TRENDS AND SHORT-TERM
OSCILLATIONS 总被引：2，自引：0，他引：2
Identifying the Northern Hemisphere (NH) temperature reconstruction and instrumental data for
the past 1000 years shows that climate change in the last millennium includes long-term trends and various
oscillations. Two long-term trends and the quasi-70-year oscillation were detected in the global temperature
series for the last 140 years and the NH millennium series. One important feature was emphasized that
temperature decreases slowly but it increases rapidly based on the analysis of different series. Benefits can be
obtained of climate change from understanding various long-term trends and oscillations. Millennial temperature
proxies from the natural climate system and time series of nonlinear model system are used in understanding the
natural climate change and recognizing potential benefits by using the method of wavelet transform analysis. The
results from numerical modeling show that major oscillations contained in numerical solutions on the
interdecadal timescale are consistent with that of natural proxies. It seems that these oscillations in the climate
change are not directly linked with the solar radiation as an external forcing. This investigation may conclude
that the climate variability at the interdecadal timescale strongly depends on the internal nonlinear effects in the climate system. 相似文献
7.
Petr Dobrovolný Anders Moberg Rudolf Brázdil Christian Pfister Rüdiger Glaser Rob Wilson Aryan van Engelen Danuta Limanówka Andrea Kiss Monika Halíčková Jarmila Macková Dirk Riemann Jürg Luterbacher Reinhard Böhm 《Climatic change》2010,101(1-2):69-107
Monthly temperature series for Central Europe back to AD 1500 are developed from documentary index series from Germany, Switzerland and the Czech Republic (1500–1854) and 11 instrumental temperature records (1760–2007). Documentary evidence from the Low Countries, the Carpathian Basin and Poland are used for cross-checking for earlier centuries. The instrumental station records are corrected for inhomogeneities, including insufficient radiation protection of early thermometers and the urban heat island effect. For overlapping period (1760–1854), the documentary data series correlate with instrumental temperatures, most strongly in winter (86% explained variance in January) and least in autumn (56% in September). For annual average temperatures, 81% of the variance is explained. Verification statistics indicate high reconstruction skill for most months and seasons. The last 20 years (since 1988) stand out as very likely the warmest 20-year period, accounting for the calibration uncertainty and decreases in proxy data quality before the calibration period. The new reconstruction displays a previously unobserved long-term decrease in DJF, MAM and JJA temperature variability over last five centuries. Compiled monthly, seasonal and annual series can be used to improve the robustness of gridded large-scale European temperature reconstructions and possible impact studies. Further improvement of the reconstruction would be achieved if documentary data from other European countries are further developed. 相似文献
8.
9.
M. Küttel E. Xoplaki D. Gallego J. Luterbacher R. García-Herrera R. Allan M. Barriendos P. D. Jones D. Wheeler H. Wanner 《Climate Dynamics》2010,34(7-8):1115-1128
Local to regional climate anomalies are to a large extent determined by the state of the atmospheric circulation. The knowledge of large-scale sea level pressure (SLP) variations in former times is therefore crucial when addressing past climate changes across Europe and the Mediterranean. However, currently available SLP reconstructions lack data from the ocean, particularly in the pre-1850 period. Here we present a new statistically-derived 5° × 5° resolved gridded seasonal SLP dataset covering the eastern North Atlantic, Europe and the Mediterranean area (40°W–50°E; 20°N–70°N) back to 1750 using terrestrial instrumental pressure series and marine wind information from ship logbooks. For the period 1750–1850, the new SLP reconstruction provides a more accurate representation of the strength of the winter westerlies as well as the location and variability of the Azores High than currently available multiproxy pressure field reconstructions. These findings strongly support the potential of ship logbooks as an important source to determine past circulation variations especially for the pre-1850 period. This new dataset can be further used for dynamical studies relating large-scale atmospheric circulation to temperature and precipitation variability over the Mediterranean and Eurasia, for the comparison with outputs from GCMs as well as for detection and attribution studies. 相似文献
10.
Lisa J. Graumlich Michael F. J. Pisaric Lindsey A. Waggoner Jeremy S. Littell John C. King 《Climatic change》2003,59(1-2):245-262
Climate variability, coupled with increasing demand is raising concerns about the sustainability of water resources in the western United States. Tree-ring reconstructions of stream flow that extend the observational record by several centuries provide critical information on the short-term variability and multi-decadal trends in water resources. In this study, precipitation sensitive Douglas-fir (Pseudotsuga menzeisii) tree ringrecords are used to reconstruct annual flow of the Yellowstone River back to A.D. 1706. Linkages between precipitation in the Greater Yellowstone Region and climate variability in the Pacific basin were incorporated into our model by including indices Pacific Ocean interannual and decadal-scale climatic variability, namely the Pacific Decadal Oscillation and the Southern Oscillation. The reconstruction indicates that 20th century streamflow is not representative of flow during the previous two centuries. With the exception of the 1930s, streamflow during the 20th century exceeded average flows during the previous 200 years. The drought of the 1930s resulted in the lowest flows during the last three centuries, however, this probably does not represent a worst-case scenario for the Yellowstone as other climate reconstructions indicate more extreme droughts prior to the 18th century. 相似文献
11.
Existing multi-proxy climate reconstruction methods assume the suitably transformed proxy time series are linearly related to the target climate variable, which is likely a simplifying assumption for many proxy records. Furthermore, with a single exception, these methods face problems with varying temporal resolutions of the proxy data. Here we introduce a new reconstruction method that uses the ordering of all pairs of proxy observations within each record to arrive at a consensus time series that best agrees with all proxy records. The resulting unitless composite time series is subsequently calibrated to the instrumental record to provide an estimate of past climate. By considering only pairwise comparisons, this method, which we call PaiCo, facilitates the inclusion of records with differing temporal resolutions, and relaxes the assumption of linearity to the more general assumption of a monotonically increasing relationship between each proxy series and the target climate variable. We apply PaiCo to a newly assembled collection of high-quality proxy data to reconstruct the mean temperature of the Northernmost Atlantic region, which we call Arctic Atlantic, over the last 2,000 years. The Arctic Atlantic is a dynamically important region known to feature substantial temperature variability over recent millennia, and PaiCo allows for a more thorough investigation of the Arctic Atlantic regional climate as we include a diverse array of terrestrial and marine proxies with annual to multidecadal temporal resolutions. Comparisons of the PaiCo reconstruction to recent reconstructions covering larger areas indicate greater climatic variability in the Arctic Atlantic than for the Arctic as a whole. The Arctic Atlantic reconstruction features temperatures during the Roman Warm Period and Medieval Climate Anomaly that are comparable or even warmer than those of the twentieth century, and coldest temperatures in the middle of the nineteenth century, just prior to the onset of the recent warming trend. 相似文献
12.
This paper reconstructs precipitation variability in the southern Canadian Cordillera over the past 3–400 years using dendroclimatologicaltechniques. Fifty-three total ring-width (RW) chronologies, 28 earlywood (EW) and 28 latewood (LW) chronologies were developed from open-grown, low-elevation stands of Pseudotsuga menziesii (Douglas-fir) and Pinusponderosa (ponderosa pine) across the southern Canadian Cordillera. RW, EW and LW chronologies from both species were used to develop 13 annual (prior July to current June) precipitation reconstructions across the region. The reconstructions range in length from 165 to 688 years, pass verification tests and capture 39–64% of the variancein the instrumental record. Coincident, prolonged intervals of dry conditions are estimated for the years: 1717–1732, 1839–1859, 1917–1941 and1968–1979. Shorter dry intervals are identified between 1581–1586, 1626–1630,1641–1653 1701–1708, 1756–1761, 1768–1772, 1793–1800,1868–1875, 1889–1897 and 1985–1989. The historic drought of the 1920–1930s was the longest but not the most intense across this area in the last 300 years. Wet conditions occur in the majority of reconstructions for the years: 1689–1700, 1750–55,1778–1789, 1800–1830, 1880–1890, 1898–1916 and 1942–1960. Thesedata, in conjunction with data from adjacent areas, are used to provide the first maps of decadal precipitation anomalies for the region between 1700 and 1990. 相似文献
13.
For over a decade, the Hopi Tribe and Navajo Nation of northeastern Arizona have suffered the effects of persistent drought conditions. Severe dry spells have critically impacted natural ecosystems, water resources, and regional livelihoods including dryland farming and ranching. Drought planning and resource management efforts in the region are based largely on the instrumental climate record, which contains a limited number of severe, sustained droughts. In this study, a new network of moisture-sensitive tree-ring chronologies provides the basis for evaluating the longer-term temporal variability of precipitation in the Four Corners region. By analyzing the earlywood and latewood components within each annual tree ring, we are able to generate separate, centuries-long reconstructions of both cool- (October-April) and warm-season (July-August) precipitation. These proxy records offer new insights into seasonal drought characteristics and indicate that the instrumental record fails to adequately represent precipitation variability over the past 400 years. Through the use of two different analysis techniques, we identify multiyear and decadal-scale drought events more severe than any in the modern era. Furthermore, the reconstructions suggest that many of the historically significant droughts of the past (e.g., 17th century Puebloan drought) were not merely winter phenomena, but persisted through the summer season as well. By comparing these proxy records with historical documents, we are able to independently validate the reconstructions and better understand the socioeconomic and environmental significance of past climate anomalies on the tribal lands of northeastern Arizona. 相似文献
14.
The absence of memory in the climatic forcing of glaciers 总被引：1，自引：1，他引：0
Glaciers respond to both long-term, persistent climate changes as well as the year-to-year variability that is inherent to a constant climate. Distinguishing between these two causes of length change is important for identifying the true climatic cause of past glacier fluctuations. A key step in addressing this is to determine the relative importance of year-to-year variability in climate relative to more persistent climate fluctuations. We address this question for European climate using several long-term observational records: a century-long, Europe-wide atmospheric gridded dataset; longer-term instrumental measurements of summertime temperature where available (up to 250 years); and seasonal and annual records of glacier mass balance (between 30 and 50 years). After linear detrending of the datasets, we find that throughout Europe persistence in both melt-season temperature and annual accumulation is generally indistinguishable from zero. The main exception is in Southern Europe where a degree of interannual persistence can be identified in summertime temperatures. On the basis of this analysis, we conclude that year-to-year variability dominates the natural climate forcing of glacier fluctuations on timescales up to a few centuries. 相似文献
15.
Evaluation of climate change over the continental United States using a moisture index 总被引：2，自引：0，他引：2
Andrew Grundstein 《Climatic change》2009,93(1-2):103-115
This paper uses a modified form of Thornthwaite’s moisture index to better quantify climate variability by integrating the effects of temperature and precipitation. Using the moisture index, trends were evaluated over the last 112 years (1895–2006), when unique changes in temperature and precipitation have been documented to have occurred. In addition, data on potential evapotranspiration and the moisture index were used to investigate changing climate and vegetation regions. The results show that the eastern half of the country has been getting wetter, even as temperatures have continued to increase in many areas. In particular, conditions have become wetter in the South, Northeast, and East North Central regions. The changing climate is illustrated by computing climate and vegetation regions for three 30-year periods (1910–1939, 1940–1969, and 1970–1999). Climate regions based on the moisture index show an expansion of the Humid region (where precipitation vastly exceeds climatic demands for water) across the East as well as a westward shift in the zero moisture index line. In terms of vegetation zones, the most dramatic change occurs across the Midwestern prairie peninsula where the wetter conditions lead to a westward expansion of conditions favorable for oak–hickory–pine vegetation. 相似文献
16.
基于风险区划的农业干旱保险费率厘定——以河北省冬麦区为例 总被引：5，自引：1，他引：4
近年来,在气候变化和极端天气气候事件频发的背景下,干旱等农业气象灾害的频发已对我国尤其是河北省的粮食生产和农业发展的可持续性带来了严重威胁。选择或构建合适的农业干旱灾害风险指标开展干旱风险区划,并在此基础上进行灾害的保险费率厘定对于丰富农业保险模式,促进农业保险经营的稳定和发展具有重要的应用价值。本文基于作物水分亏缺率指数、降水距平百分率指数和抗旱指数等指标,构建干旱综合风险指数并开展风险区划研究;利用修正后的纯保险费率,得到适用于本研究区的保险费率厘定模型,探寻一种能较全面改善目前农业保险经营弊端的保险模式,从而实现冬小麦农业保险的持续健康发展。 相似文献
17.
Eduardo Zorita Anders Moberg Lotta Leijonhufvud Rob Wilson Rudolf Brázdil Petr Dobrovolný Jürg Luterbacher Reinhard Böhm Christian Pfister Dirk Riemann Rüdiger Glaser Johan Söderberg Fidel González-Rouco 《Climatic change》2010,101(1-2):143-168
Two European temperature reconstructions for the past half-millennium, January-to-April air temperature for Stockholm (Sweden) and seasonal temperature for a Central European region, both derived from the analysis of documentary sources and long instrumental records, are compared with the output of climate simulations with the model ECHO-G. The analysis is complemented by comparisons with the long (early)-instrumental record of Central England Temperature (CET). Both approaches to study past climates (simulations and reconstructions) are burdened with uncertainties. The main objective of this comparative analysis is to identify robust features and weaknesses in each method which may help to improve models and reconstruction methods. The results indicate a general agreement between simulations obtained with temporally changing external forcings and the reconstructed Stockholm and CET records for the multi-centennial temperature trend over the recent centuries, which is not reproduced in a control simulation. This trend is likely due to the long-term change in external forcing. Additionally, the Stockholm reconstruction and the CET record also show a clear multi-decadal warm episode peaking around AD 1730, which is absent in the simulations. Neither the reconstruction uncertainties nor the model internal climate variability can easily explain this difference. Regarding the interannual variability, the Stockholm series displays, in some periods, higher amplitudes than the simulations but these differences are within the statistical uncertainty and further decrease if output from a regional model driven by the global model is used. The long-term trend of the CET series agrees less well with the simulations. The reconstructed temperature displays, for all seasons, a smaller difference between the present climate and past centuries than is seen in the simulations. Possible reasons for these differences may be related to a limitation of the traditional ‘indexing’ technique for converting documentary evidence to temperature values to capture long-term climate changes, because the documents often reflect temperatures relative to the contemporary authors’ own perception of what constituted ‘normal’ conditions. By contrast, the amplitude of the simulated and reconstructed inter-annual variability agrees rather well. 相似文献
18.
A portion of the debate about climate reconstructions of the past millennium, and in particular about the well-known Mann-Bradley-Hughes
(“MBH” 1998, 1999) reconstructions, has become disconnected from the goal of understanding natural climate variability. Here,
we reflect on what can be learned from recent scientific exchanges and identify important challenges that remain to be addressed
openly and productively by the community. One challenge arises from the real, underlying trend in temperatures during the
instrumental period. This trend can affect regression-based reconstruction performance in cases where the calibration period
does not appropriately cover the range of conditions encountered during the reconstruction. However, because it is tied to
a unique spatial pattern driven by change in radiative balance, the trend cannot simply be removed in the method of climate
field reconstruction used by MBH on the statistical argument of preserving degrees of freedom. More appropriately, the influence
from the trend can be taken into account in some methods of significance testing. We illustrate these considerations as they
apply to the MBH reconstruction and show that it remains robust back to AD 1450, and given other empirical information also
back to AD 1000. However, there is now a need to move beyond hemispheric average temperatures and to focus instead on resolving
climate variability at the socially more relevant regional scale. 相似文献
19.
Climate Variability and Land-use Change in Danangou Watershed, China—Examples of Small-Scale Farmers' Adaptation 总被引：2，自引：0，他引：2
Johanna Hageback Jenny Sundberg Madelene Ostwald Deliang Chen Xie Yun Per Knutsson 《Climatic change》2005,72(1-2):189-212
With global concern on climate change impacts, developing countries are given special attention due their susceptibility.
In this paper, change and variability in climate, land use and farmers' perception, adaptation and response to change are
examined in Danangou watershed in the Chinese Loess Plateau. The first focus is to look at how climate data recorded at meteorological
stations recently have evolved, and how farmers perceived these changes. Further, we want to see how the farmers respond and
adapt to climate variability and what the resulting impact on land use is. Finally, other factors causing change in land use
are considered. Local precipitation and temperature instrumental data and interview data from farmers were used. The instrumental
data shows that the climate is getting warmer and drier, the latter despite large interannual variability. The trend is seen
on the local and regional level. Farmers' perception of climatic variability corresponds well with the data record. During
the last 20 years, the farmers have become less dependent on agriculture by adopting a more diversified livelihood. This adaptation
makes them less vulnerable to climate variability. It was found that government policies and reforms had a stronger influence
on land use than climate variability. Small-scale farmers should therefore be considered as adaptive to changing situations,
planned and non-consciously planned. 相似文献
20.
Climate change impacts on pricing long-term flood insurance: A comprehensive study for the Netherlands 总被引：2，自引：0，他引：2
Recently long-term flood insurance contracts with a duration of 5, 10 or 15 years have been proposed as a solution for covering flood risk and mitigating increasing flood losses. Establishing a long-term relation between the policyholder and the insurer can provide better incentives to reduce risk through undertaking damage mitigation measures. However, the uncertainty about the development of future flood risk in the face of climate and socio-economic change may complicate insurers’ rate-setting of long-term contracts. This issue has been examined in this study by estimating the effects of these changes on flood risk and pricing flood insurance premiums of short- and long-term flood insurance contracts in all (53) dike-ring areas in the Netherlands. A broad range of simulations with hydrological and flood damage models are used to estimate the future development of flood risk and premiums. In addition, the long-term development of insurance funds is estimated with a spatial “Climate Risk Insurance Model (CRIM)” for a private insurance arrangement and for a ‘three-layered’ public-private insurance program. The estimation of flood insurance premiums of long-term insurance contracts reveals fundamental problems. One is that there is an incentive for either the consumer or the insurer to prefer short-term rather than long-term contracts in the face of climate-related uncertainty. Therefore, it seems advisable to examine the introduction of one-year flood insurance contracts in the Netherlands, at least until the large uncertainties with climate and socio-economic change on flood risk have been resolved. The estimations performed with the Climate Risk Insurance Model indicate that a private insurance fund could have difficulties with building up enough financial reserves to pay for flood damage, while the layered public-private insurance scheme is more robust. 相似文献